Loans & Rates
Loans
Applying for a loan is simple! Simply print the application located at the bottom of the webpage labeled “Applications/Forms”. Once you have filled out the application we will also need a month’s worth of income verification. You can bring these items to either branch and a loan officer will gladly review the request for you! If you have any questions about the process, give us a call!
We offer competitive rates on new/used vehicles and various types of recreational vehicles!
Signature loans are unsecured loans that can provide you financing options for various things.
Looking for a low fee and hassle free credit card? FCCU offers just that!
Rates
Regular Shares
0.02% Dividend Rate
0.02% APY*
Super Shares
0.100% Dividend Rate
0.100% APY
Vehicle Loans
Vehicles 2023
NADA Value
100%
Term
72 months
Vehicles 2022-2018
NADA Value
100%
Term
60 months
Vehicles 2017 & older
NADA Value
85%
Term
48 months
Loan Rates
A Paper 700
Secured
3.99% APR
Signature
8.75% APR
VISA
10.00% APR
B Paper 640 - 699
Secured
6.75% APR
Signature
9.75% APR
VISA
12.00% APR
C Paper 600 - 639
Secured
10.75% APR
Signature
13.50% APR
VISA
13.00% APR
D Paper 599
Secured
11.75% APR
Signature
15.75% APR
VISA
14.00% APR
Special Rates
Youth Savings
0.02% APY
IRA
0.05% Dividend Rate
0.05% APY
CDs
12 Month
$5000.00 - and over
2.75% Dividend Rate
2.75% APY
6 Month
$5000.00 - and over
3.00% Dividend Rate
3.04% APY
* = Annual Percentage Yield
Please contact us about mortgage loan rates.
Rates are subject to change
