The first step for your home purchase will be to contact a mortgage loan officer to get prequalified.
If you qualify, a prequalification letter will be given to you. Your realtor will require this before you go house shopping.
Select a Realtor of your choice. Your realtor will represent you and help you through many steps in order to make your offer and get the home of your dreams.
Give your mortgage loan officer your fully executed accepted purchase agreement. Your loan officer will start the process and guide you the rest of the way.
Get to know what is involved with a home purchase. Here are a few examples of what to expect.
Homeowners insurance will be required on a home and typically is built into your monthly payment.
Know what the property taxes and specials are on the home before purchasing it. Property Taxes too is typically built into your monthly payment.
Get familiar with what to expect when you become a homeowner. Such as utilities and living expenses. As well as new items you may need to purchase such as a lawn mower, snow blower, interior furnishings etc.
